Disclaimer
Last updated: 5 February 2026
Important Notice
The information on this website is general in nature and does not constitute financial, taxation, or legal advice. Before making any financial decisions, you should seek independent professional advice that takes into account your specific circumstances.
Service Provider Network
Bendigo Home Loan Broker operates as a lead generation and referral service. We connect consumers with qualified mortgage broking professionals in our network.
Important Information
- We do not directly provide credit, home loan, or financial advisory services
- All services are performed by independent, licensed mortgage brokers in our network
- Each mortgage broker maintains their own licences, insurance, and qualifications
- We do not guarantee the availability, quality, or pricing of services
- Mortgage brokers are responsible for their own compliance with applicable laws and regulations
Your Information
When you submit an enquiry through our website, your contact details may be shared with one or more mortgage brokers in our network who can assist with your request. By submitting an enquiry, you consent to being contacted by these professionals.
Credit Services Disclaimer
Bendigo Home Loan Broker is not a credit provider or credit representative. We connect consumers with licensed credit representatives and mortgage brokers.
Credit products displayed on this website are provided by third-party credit providers. All credit applications are subject to the credit provider's lending criteria and approval process.
Important: The credit representatives in our network are authorised under their own Australian Credit Licences or operate as Credit Representatives under an ACL holder. Specific licence details will be provided by the representative who contacts you.
General Advice Warning
Any information on this website is general in nature and does not take into account your personal financial situation, needs, or objectives. You should consider whether the information is appropriate for you before acting on it. We recommend:
- Seeking independent financial, legal, or taxation advice
- Reading any relevant Product Disclosure Statement (PDS) before making a decision
- Considering whether the product or service is appropriate for your circumstances
No Guarantee of Loan Approval
We do not guarantee that any home loan application will be approved. Approval of loan applications is at the sole discretion of the relevant lender and is subject to:
- The lender's lending criteria
- Verification of information provided
- Satisfactory credit checks
- Adequate security where required
Interest Rates and Fees
Interest rates, fees, and charges displayed on this website are indicative only and are subject to change without notice. Actual rates offered will depend on individual circumstances and lender assessment.
Regulatory Compliance
Mortgage brokers in our network are required to comply with:
- National Consumer Credit Protection Act 2009
- National Credit Code
- ASIC Regulatory Guides
- Responsible lending obligations
- AFCA membership requirements
AFCA Membership
Credit licensees in our network are members of the Australian Financial Complaints Authority (AFCA), which provides free dispute resolution for financial services complaints.
AFCA contact details:
- Website: www.afca.org.au
- Phone: 1800 931 678
- Email: info@afca.org.au
Website Information
While we endeavour to keep the information on this website accurate and up-to-date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information.
Any reliance you place on information from this website is strictly at your own risk.
External Links
This website may contain links to external websites. We have no control over the content and nature of these sites and are not responsible for their content or practices.
Limitation of Liability
To the maximum extent permitted by law, Bendigo Home Loan Broker excludes all liability for any loss or damage arising from your use of this website or reliance on information provided, including but not limited to:
- Loss of profits, business, or revenue
- Loss of anticipated savings
- Loss of data or information
- Any indirect or consequential loss
Contact Us
If you have any questions about this disclaimer or our services, please contact us:
- Email: loans@bendigohomeloanbroker.com.au
- Phone: 03 5609 3863